LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,441
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,357
−HK$930/mo
Today · 4.125%
HK$31,287
baseline
▲ 0.50% · 4.625%
HK$33,191
+HK$1,904/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,574/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,753
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,631
−HK$891/mo
Today · 4.125%
HK$34,522
baseline
▲ 0.50% · 4.625%
HK$36,342
+HK$1,820/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,044/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,329
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,428
−HK$1,116/mo
Today · 4.125%
HK$37,544
baseline
▲ 0.50% · 4.625%
HK$39,829
+HK$2,285/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$75,088/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,303
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,357
−HK$1,070/mo
Today · 4.125%
HK$41,427
baseline
▲ 0.50% · 4.625%
HK$43,610
+HK$2,183/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$82,854/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,217
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,499
−HK$1,303/mo
Today · 4.125%
HK$43,802
baseline
▲ 0.50% · 4.625%
HK$46,467
+HK$2,665/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,604/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,854
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,083
−HK$1,248/mo
Today · 4.125%
HK$48,331
baseline
▲ 0.50% · 4.625%
HK$50,879
+HK$2,548/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,662/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,993
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,642
−HK$1,675/mo
Today · 4.125%
HK$56,317
baseline
▲ 0.50% · 4.625%
HK$59,743
+HK$3,426/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,634/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,955
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,536
−HK$1,604/mo
Today · 4.125%
HK$62,140
baseline
▲ 0.50% · 4.625%
HK$65,415
+HK$3,275/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,280/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,169 · Scale 2, in force from 26 Feb 2026)