LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,442
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$930/mo
Today · 4.125%
HK$31,288
baseline
▲ 0.50% · 4.625%
HK$33,192
+HK$1,904/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,576/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,754
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,632
−HK$892/mo
Today · 4.125%
HK$34,524
baseline
▲ 0.50% · 4.625%
HK$36,343
+HK$1,819/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,048/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,330
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,429
−HK$1,117/mo
Today · 4.125%
HK$37,546
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$2,285/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$75,092/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,305
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,359
−HK$1,069/mo
Today · 4.125%
HK$41,428
baseline
▲ 0.50% · 4.625%
HK$43,612
+HK$2,184/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$82,856/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,219
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,501
−HK$1,303/mo
Today · 4.125%
HK$43,804
baseline
▲ 0.50% · 4.625%
HK$46,469
+HK$2,665/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,608/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,855
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,085
−HK$1,248/mo
Today · 4.125%
HK$48,333
baseline
▲ 0.50% · 4.625%
HK$50,881
+HK$2,548/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,666/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,996
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,644
−HK$1,675/mo
Today · 4.125%
HK$56,319
baseline
▲ 0.50% · 4.625%
HK$59,746
+HK$3,427/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,638/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,957
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,538
−HK$1,604/mo
Today · 4.125%
HK$62,142
baseline
▲ 0.50% · 4.625%
HK$65,418
+HK$3,276/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,284/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,189 · Scale 2, in force from 26 Feb 2026)