LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,442
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$931/mo
Today · 4.125%
HK$31,289
baseline
▲ 0.50% · 4.625%
HK$33,193
+HK$1,904/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,578/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,754
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$891/mo
Today · 4.125%
HK$34,524
baseline
▲ 0.50% · 4.625%
HK$36,344
+HK$1,820/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,048/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,331
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,430
−HK$1,116/mo
Today · 4.125%
HK$37,546
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$2,285/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$75,092/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,305
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,359
−HK$1,070/mo
Today · 4.125%
HK$41,429
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,184/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$82,858/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,219
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,501
−HK$1,303/mo
Today · 4.125%
HK$43,804
baseline
▲ 0.50% · 4.625%
HK$46,470
+HK$2,666/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,608/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,856
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,086
−HK$1,248/mo
Today · 4.125%
HK$48,334
baseline
▲ 0.50% · 4.625%
HK$50,881
+HK$2,547/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,668/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,996
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,645
−HK$1,675/mo
Today · 4.125%
HK$56,320
baseline
▲ 0.50% · 4.625%
HK$59,747
+HK$3,427/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,640/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,958
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$60,539
−HK$1,604/mo
Today · 4.125%
HK$62,143
baseline
▲ 0.50% · 4.625%
HK$65,419
+HK$3,276/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,286/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,196 · Scale 2, in force from 26 Feb 2026)