LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,443
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,358
−HK$931/mo
Today · 4.125%
HK$31,289
baseline
▲ 0.50% · 4.625%
HK$33,193
+HK$1,904/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,578/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,755
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,633
−HK$891/mo
Today · 4.125%
HK$34,524
baseline
▲ 0.50% · 4.625%
HK$36,344
+HK$1,820/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,048/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,331
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,430
−HK$1,117/mo
Today · 4.125%
HK$37,547
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$2,284/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$75,094/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,306
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,360
−HK$1,069/mo
Today · 4.125%
HK$41,429
baseline
▲ 0.50% · 4.625%
HK$43,613
+HK$2,184/mo
Deposit HK$5.16M · loan HK$7.75M · min. income ≈ HK$82,858/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,220
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,502
−HK$1,303/mo
Today · 4.125%
HK$43,805
baseline
▲ 0.50% · 4.625%
HK$46,470
+HK$2,665/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,610/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,857
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,086
−HK$1,248/mo
Today · 4.125%
HK$48,334
baseline
▲ 0.50% · 4.625%
HK$50,882
+HK$2,548/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,668/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,997
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$54,645
−HK$1,675/mo
Today · 4.125%
HK$56,320
baseline
▲ 0.50% · 4.625%
HK$59,747
+HK$3,427/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,640/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,958
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,540
−HK$1,604/mo
Today · 4.125%
HK$62,144
baseline
▲ 0.50% · 4.625%
HK$65,419
+HK$3,275/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,288/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,200 · Scale 2, in force from 26 Feb 2026)