LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,446
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,362
−HK$931/mo
Today · 4.125%
HK$31,293
baseline
▲ 0.50% · 4.625%
HK$33,197
+HK$1,904/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,586/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,759
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,637
−HK$891/mo
Today · 4.125%
HK$34,528
baseline
▲ 0.50% · 4.625%
HK$36,348
+HK$1,820/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,056/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,335
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,434
−HK$1,117/mo
Today · 4.125%
HK$37,551
baseline
▲ 0.50% · 4.625%
HK$39,836
+HK$2,285/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,102/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,310
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,365
−HK$1,069/mo
Today · 4.125%
HK$41,434
baseline
▲ 0.50% · 4.625%
HK$43,618
+HK$2,184/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,868/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,225
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,507
−HK$1,303/mo
Today · 4.125%
HK$43,810
baseline
▲ 0.50% · 4.625%
HK$46,475
+HK$2,665/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,620/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,862
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,092
−HK$1,248/mo
Today · 4.125%
HK$48,340
baseline
▲ 0.50% · 4.625%
HK$50,888
+HK$2,548/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,680/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,003
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,652
−HK$1,675/mo
Today · 4.125%
HK$56,327
baseline
▲ 0.50% · 4.625%
HK$59,754
+HK$3,427/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,654/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,965
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,547
−HK$1,604/mo
Today · 4.125%
HK$62,151
baseline
▲ 0.50% · 4.625%
HK$65,427
+HK$3,276/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,302/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,257 · Scale 2, in force from 26 Feb 2026)