LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,448
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,364
−HK$931/mo
Today · 4.125%
HK$31,295
baseline
▲ 0.50% · 4.625%
HK$33,199
+HK$1,904/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,590/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,761
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,640
−HK$891/mo
Today · 4.125%
HK$34,531
baseline
▲ 0.50% · 4.625%
HK$36,351
+HK$1,820/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,062/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,338
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,437
−HK$1,117/mo
Today · 4.125%
HK$37,554
baseline
▲ 0.50% · 4.625%
HK$39,839
+HK$2,285/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,108/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,313
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,368
−HK$1,069/mo
Today · 4.125%
HK$41,437
baseline
▲ 0.50% · 4.625%
HK$43,621
+HK$2,184/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,874/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,228
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,510
−HK$1,303/mo
Today · 4.125%
HK$43,813
baseline
▲ 0.50% · 4.625%
HK$46,479
+HK$2,666/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,626/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,865
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,096
−HK$1,247/mo
Today · 4.125%
HK$48,343
baseline
▲ 0.50% · 4.625%
HK$50,892
+HK$2,549/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,686/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,007
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,656
−HK$1,675/mo
Today · 4.125%
HK$56,331
baseline
▲ 0.50% · 4.625%
HK$59,759
+HK$3,428/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,662/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,970
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,551
−HK$1,605/mo
Today · 4.125%
HK$62,156
baseline
▲ 0.50% · 4.625%
HK$65,432
+HK$3,276/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,312/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,294 · Scale 2, in force from 26 Feb 2026)