LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,451
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,367
−HK$930/mo
Today · 4.125%
HK$31,297
baseline
▲ 0.50% · 4.625%
HK$33,202
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,594/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,764
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,642
−HK$892/mo
Today · 4.125%
HK$34,534
baseline
▲ 0.50% · 4.625%
HK$36,354
+HK$1,820/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,068/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,341
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,440
−HK$1,117/mo
Today · 4.125%
HK$37,557
baseline
▲ 0.50% · 4.625%
HK$39,842
+HK$2,285/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,114/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,316
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,371
−HK$1,069/mo
Today · 4.125%
HK$41,440
baseline
▲ 0.50% · 4.625%
HK$43,625
+HK$2,185/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,880/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,231
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,513
−HK$1,303/mo
Today · 4.125%
HK$43,816
baseline
▲ 0.50% · 4.625%
HK$46,483
+HK$2,667/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,632/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,869
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,099
−HK$1,248/mo
Today · 4.125%
HK$48,347
baseline
▲ 0.50% · 4.625%
HK$50,896
+HK$2,549/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,694/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,011
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,660
−HK$1,675/mo
Today · 4.125%
HK$56,335
baseline
▲ 0.50% · 4.625%
HK$59,763
+HK$3,428/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,670/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,974
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,556
−HK$1,605/mo
Today · 4.125%
HK$62,161
baseline
▲ 0.50% · 4.625%
HK$65,437
+HK$3,276/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,322/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,331 · Scale 2, in force from 26 Feb 2026)