LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,452
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,368
−HK$931/mo
Today · 4.125%
HK$31,299
baseline
▲ 0.50% · 4.625%
HK$33,204
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,598/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,765
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,644
−HK$891/mo
Today · 4.125%
HK$34,535
baseline
▲ 0.50% · 4.625%
HK$36,356
+HK$1,821/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,070/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,343
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,442
−HK$1,117/mo
Today · 4.125%
HK$37,559
baseline
▲ 0.50% · 4.625%
HK$39,844
+HK$2,285/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,118/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,318
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,373
−HK$1,069/mo
Today · 4.125%
HK$41,442
baseline
▲ 0.50% · 4.625%
HK$43,627
+HK$2,185/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,884/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,233
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,516
−HK$1,303/mo
Today · 4.125%
HK$43,819
baseline
▲ 0.50% · 4.625%
HK$46,485
+HK$2,666/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,638/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,871
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,102
−HK$1,248/mo
Today · 4.125%
HK$48,350
baseline
▲ 0.50% · 4.625%
HK$50,898
+HK$2,548/mo
Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$96,700/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,014
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,663
−HK$1,675/mo
Today · 4.125%
HK$56,338
baseline
▲ 0.50% · 4.625%
HK$59,766
+HK$3,428/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$112,676/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,977
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,559
−HK$1,605/mo
Today · 4.125%
HK$62,164
baseline
▲ 0.50% · 4.625%
HK$65,440
+HK$3,276/mo
Deposit HK$1.29M · loan HK$11.62M · min. income ≈ HK$124,328/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,356 · Scale 2, in force from 26 Feb 2026)