LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,455
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,371
−HK$931/mo
Today · 4.125%
HK$31,302
baseline
▲ 0.50% · 4.625%
HK$33,207
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,604/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,768
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,647
−HK$892/mo
Today · 4.125%
HK$34,539
baseline
▲ 0.50% · 4.625%
HK$36,359
+HK$1,820/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,078/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,346
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,446
−HK$1,117/mo
Today · 4.125%
HK$37,563
baseline
▲ 0.50% · 4.625%
HK$39,848
+HK$2,285/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,126/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,322
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,377
−HK$1,070/mo
Today · 4.125%
HK$41,447
baseline
▲ 0.50% · 4.625%
HK$43,631
+HK$2,184/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,894/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,237
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,520
−HK$1,303/mo
Today · 4.125%
HK$43,823
baseline
▲ 0.50% · 4.625%
HK$46,490
+HK$2,667/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$87,646/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,876
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,106
−HK$1,248/mo
Today · 4.125%
HK$48,354
baseline
▲ 0.50% · 4.625%
HK$50,903
+HK$2,549/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$96,708/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,019
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,668
−HK$1,676/mo
Today · 4.125%
HK$56,344
baseline
▲ 0.50% · 4.625%
HK$59,772
+HK$3,428/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,688/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,983
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,565
−HK$1,605/mo
Today · 4.125%
HK$62,170
baseline
▲ 0.50% · 4.625%
HK$65,447
+HK$3,277/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,340/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,405 · Scale 2, in force from 26 Feb 2026)