LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,457
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,373
−HK$931/mo
Today · 4.125%
HK$31,304
baseline
▲ 0.50% · 4.625%
HK$33,209
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,608/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,770
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,649
−HK$892/mo
Today · 4.125%
HK$34,541
baseline
▲ 0.50% · 4.625%
HK$36,361
+HK$1,820/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,082/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,348
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,447
−HK$1,118/mo
Today · 4.125%
HK$37,565
baseline
▲ 0.50% · 4.625%
HK$39,850
+HK$2,285/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,130/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,324
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,379
−HK$1,070/mo
Today · 4.125%
HK$41,449
baseline
▲ 0.50% · 4.625%
HK$43,634
+HK$2,185/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,898/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,239
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,522
−HK$1,303/mo
Today · 4.125%
HK$43,825
baseline
▲ 0.50% · 4.625%
HK$46,492
+HK$2,667/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$87,650/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,878
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,109
−HK$1,248/mo
Today · 4.125%
HK$48,357
baseline
▲ 0.50% · 4.625%
HK$50,906
+HK$2,549/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$96,714/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,022
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,671
−HK$1,676/mo
Today · 4.125%
HK$56,347
baseline
▲ 0.50% · 4.625%
HK$59,775
+HK$3,428/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,694/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,986
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,568
−HK$1,605/mo
Today · 4.125%
HK$62,173
baseline
▲ 0.50% · 4.625%
HK$65,450
+HK$3,277/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,346/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,429 · Scale 2, in force from 26 Feb 2026)