LTV · monthly repayment
▼ 0.50% · 3.625%
HK$294,575
−HK$18,473/mo
▼ 0.25% · 3.875%
HK$303,738
−HK$9,310/mo
Today · 4.125%
HK$313,048
baseline
▲ 0.50% · 4.625%
HK$332,096
+HK$19,048/mo
Deposit HK$64.59M · loan HK$64.59M · min. income ≈ HK$626,096/mo (50% DSR)
Upfront cash ≈ HK$72.99M (deposit + AVD stamp duty HK$8,397,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,712
−HK$17,705/mo
▼ 0.25% · 3.875%
HK$336,501
−HK$8,916/mo
Today · 4.125%
HK$345,417
baseline
▲ 0.50% · 4.625%
HK$363,625
+HK$18,208/mo
Deposit HK$64.59M · loan HK$64.59M · min. income ≈ HK$690,834/mo (50% DSR)
Upfront cash ≈ HK$72.99M (deposit + AVD stamp duty HK$8,397,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$353,490
−HK$22,167/mo
▼ 0.25% · 3.875%
HK$364,486
−HK$11,171/mo
Today · 4.125%
HK$375,657
baseline
▲ 0.50% · 4.625%
HK$398,515
+HK$22,858/mo
Deposit HK$51.67M · loan HK$77.51M · min. income ≈ HK$751,314/mo (50% DSR)
Upfront cash ≈ HK$60.07M (deposit + AVD stamp duty HK$8,397,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$393,254
−HK$21,247/mo
▼ 0.25% · 3.875%
HK$403,801
−HK$10,700/mo
Today · 4.125%
HK$414,501
baseline
▲ 0.50% · 4.625%
HK$436,349
+HK$21,848/mo
Deposit HK$51.67M · loan HK$77.51M · min. income ≈ HK$829,002/mo (50% DSR)
Upfront cash ≈ HK$60.07M (deposit + AVD stamp duty HK$8,397,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,405
−HK$25,862/mo
▼ 0.25% · 3.875%
HK$425,233
−HK$13,034/mo
Today · 4.125%
HK$438,267
baseline
▲ 0.50% · 4.625%
HK$464,934
+HK$26,667/mo
Deposit HK$38.76M · loan HK$90.43M · min. income ≈ HK$876,534/mo (50% DSR)
Upfront cash ≈ HK$47.15M (deposit + AVD stamp duty HK$8,397,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,797
−HK$24,787/mo
▼ 0.25% · 3.875%
HK$471,101
−HK$12,483/mo
Today · 4.125%
HK$483,584
baseline
▲ 0.50% · 4.625%
HK$509,074
+HK$25,490/mo
Deposit HK$38.76M · loan HK$90.43M · min. income ≈ HK$967,168/mo (50% DSR)
Upfront cash ≈ HK$47.15M (deposit + AVD stamp duty HK$8,397,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$530,235
−HK$33,251/mo
▼ 0.25% · 3.875%
HK$546,729
−HK$16,757/mo
Today · 4.125%
HK$563,486
baseline
▲ 0.50% · 4.625%
HK$597,772
+HK$34,286/mo
Deposit HK$12.92M · loan HK$116.27M · min. income ≈ HK$1,126,972/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$8,397,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$589,881
−HK$31,870/mo
▼ 0.25% · 3.875%
HK$605,702
−HK$16,049/mo
Today · 4.125%
HK$621,751
baseline
▲ 0.50% · 4.625%
HK$654,524
+HK$32,773/mo
Deposit HK$12.92M · loan HK$116.27M · min. income ≈ HK$1,243,502/mo (50% DSR)
Upfront cash ≈ HK$21.32M (deposit + AVD stamp duty HK$8,397,031 · Scale 2, in force from 26 Feb 2026)