LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,459
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,375
−HK$931/mo
Today · 4.125%
HK$31,306
baseline
▲ 0.50% · 4.625%
HK$33,211
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,612/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,772
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,651
−HK$892/mo
Today · 4.125%
HK$34,543
baseline
▲ 0.50% · 4.625%
HK$36,364
+HK$1,821/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,086/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,350
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,450
−HK$1,117/mo
Today · 4.125%
HK$37,567
baseline
▲ 0.50% · 4.625%
HK$39,853
+HK$2,286/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,134/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,327
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,382
−HK$1,070/mo
Today · 4.125%
HK$41,452
baseline
▲ 0.50% · 4.625%
HK$43,637
+HK$2,185/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,904/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,242
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,525
−HK$1,303/mo
Today · 4.125%
HK$43,828
baseline
▲ 0.50% · 4.625%
HK$46,495
+HK$2,667/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$87,656/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,881
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,112
−HK$1,248/mo
Today · 4.125%
HK$48,360
baseline
▲ 0.50% · 4.625%
HK$50,909
+HK$2,549/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$96,720/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,025
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,675
−HK$1,676/mo
Today · 4.125%
HK$56,351
baseline
▲ 0.50% · 4.625%
HK$59,779
+HK$3,428/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,702/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,990
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,572
−HK$1,605/mo
Today · 4.125%
HK$62,177
baseline
▲ 0.50% · 4.625%
HK$65,455
+HK$3,278/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,354/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,462 · Scale 2, in force from 26 Feb 2026)