LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,461
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,378
−HK$931/mo
Today · 4.125%
HK$31,309
baseline
▲ 0.50% · 4.625%
HK$33,214
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,618/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,776
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,655
−HK$891/mo
Today · 4.125%
HK$34,546
baseline
▲ 0.50% · 4.625%
HK$36,367
+HK$1,821/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,092/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,354
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,453
−HK$1,118/mo
Today · 4.125%
HK$37,571
baseline
▲ 0.50% · 4.625%
HK$39,857
+HK$2,286/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,142/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,331
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,386
−HK$1,070/mo
Today · 4.125%
HK$41,456
baseline
▲ 0.50% · 4.625%
HK$43,641
+HK$2,185/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,912/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,246
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,529
−HK$1,304/mo
Today · 4.125%
HK$43,833
baseline
▲ 0.50% · 4.625%
HK$46,500
+HK$2,667/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$87,666/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,886
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,116
−HK$1,249/mo
Today · 4.125%
HK$48,365
baseline
▲ 0.50% · 4.625%
HK$50,914
+HK$2,549/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$96,730/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,031
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,680
−HK$1,676/mo
Today · 4.125%
HK$56,356
baseline
▲ 0.50% · 4.625%
HK$59,785
+HK$3,429/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,712/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,996
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,578
−HK$1,605/mo
Today · 4.125%
HK$62,183
baseline
▲ 0.50% · 4.625%
HK$65,461
+HK$3,278/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,366/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,509 · Scale 2, in force from 26 Feb 2026)