LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,463
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,379
−HK$931/mo
Today · 4.125%
HK$31,310
baseline
▲ 0.50% · 4.625%
HK$33,216
+HK$1,906/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,620/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,777
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,656
−HK$892/mo
Today · 4.125%
HK$34,548
baseline
▲ 0.50% · 4.625%
HK$36,369
+HK$1,821/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,096/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,355
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,455
−HK$1,117/mo
Today · 4.125%
HK$37,572
baseline
▲ 0.50% · 4.625%
HK$39,859
+HK$2,287/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,144/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,333
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,387
−HK$1,071/mo
Today · 4.125%
HK$41,458
baseline
▲ 0.50% · 4.625%
HK$43,643
+HK$2,185/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,916/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,248
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,531
−HK$1,304/mo
Today · 4.125%
HK$43,835
baseline
▲ 0.50% · 4.625%
HK$46,502
+HK$2,667/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$87,670/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,888
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,119
−HK$1,248/mo
Today · 4.125%
HK$48,367
baseline
▲ 0.50% · 4.625%
HK$50,917
+HK$2,550/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$96,734/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,033
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,683
−HK$1,676/mo
Today · 4.125%
HK$56,359
baseline
▲ 0.50% · 4.625%
HK$59,788
+HK$3,429/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,718/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,999
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,581
−HK$1,605/mo
Today · 4.125%
HK$62,186
baseline
▲ 0.50% · 4.625%
HK$65,464
+HK$3,278/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,372/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,532 · Scale 2, in force from 26 Feb 2026)