LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,463
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,380
−HK$931/mo
Today · 4.125%
HK$31,311
baseline
▲ 0.50% · 4.625%
HK$33,216
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,622/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,778
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,657
−HK$891/mo
Today · 4.125%
HK$34,548
baseline
▲ 0.50% · 4.625%
HK$36,370
+HK$1,822/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,096/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,356
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,456
−HK$1,117/mo
Today · 4.125%
HK$37,573
baseline
▲ 0.50% · 4.625%
HK$39,859
+HK$2,286/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,146/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,333
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,388
−HK$1,070/mo
Today · 4.125%
HK$41,458
baseline
▲ 0.50% · 4.625%
HK$43,643
+HK$2,185/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,916/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,249
−HK$2,586/mo
▼ 0.25% · 3.875%
HK$42,532
−HK$1,303/mo
Today · 4.125%
HK$43,835
baseline
▲ 0.50% · 4.625%
HK$46,503
+HK$2,668/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$87,670/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,889
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,119
−HK$1,249/mo
Today · 4.125%
HK$48,368
baseline
▲ 0.50% · 4.625%
HK$50,917
+HK$2,549/mo
Deposit HK$3.88M · loan HK$9.04M · min. income ≈ HK$96,736/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,034
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,684
−HK$1,676/mo
Today · 4.125%
HK$56,360
baseline
▲ 0.50% · 4.625%
HK$59,789
+HK$3,429/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,720/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,000
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,582
−HK$1,605/mo
Today · 4.125%
HK$62,187
baseline
▲ 0.50% · 4.625%
HK$65,465
+HK$3,278/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,374/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,540 · Scale 2, in force from 26 Feb 2026)