LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,466
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,382
−HK$932/mo
Today · 4.125%
HK$31,314
baseline
▲ 0.50% · 4.625%
HK$33,219
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,628/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,781
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,660
−HK$892/mo
Today · 4.125%
HK$34,552
baseline
▲ 0.50% · 4.625%
HK$36,373
+HK$1,821/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,104/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,359
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,459
−HK$1,117/mo
Today · 4.125%
HK$37,576
baseline
▲ 0.50% · 4.625%
HK$39,863
+HK$2,287/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,152/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,337
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,392
−HK$1,070/mo
Today · 4.125%
HK$41,462
baseline
▲ 0.50% · 4.625%
HK$43,647
+HK$2,185/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,924/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,252
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,535
−HK$1,304/mo
Today · 4.125%
HK$43,839
baseline
▲ 0.50% · 4.625%
HK$46,507
+HK$2,668/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,678/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,893
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,124
−HK$1,248/mo
Today · 4.125%
HK$48,372
baseline
▲ 0.50% · 4.625%
HK$50,922
+HK$2,550/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,744/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,039
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,688
−HK$1,677/mo
Today · 4.125%
HK$56,365
baseline
▲ 0.50% · 4.625%
HK$59,794
+HK$3,429/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,730/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,005
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,587
−HK$1,606/mo
Today · 4.125%
HK$62,193
baseline
▲ 0.50% · 4.625%
HK$65,471
+HK$3,278/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,386/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,582 · Scale 2, in force from 26 Feb 2026)