LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,467
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,384
−HK$931/mo
Today · 4.125%
HK$31,315
baseline
▲ 0.50% · 4.625%
HK$33,220
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,630/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,782
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,661
−HK$892/mo
Today · 4.125%
HK$34,553
baseline
▲ 0.50% · 4.625%
HK$36,374
+HK$1,821/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,106/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,360
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,460
−HK$1,118/mo
Today · 4.125%
HK$37,578
baseline
▲ 0.50% · 4.625%
HK$39,864
+HK$2,286/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,156/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,338
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,393
−HK$1,070/mo
Today · 4.125%
HK$41,463
baseline
▲ 0.50% · 4.625%
HK$43,649
+HK$2,186/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,926/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,254
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,537
−HK$1,304/mo
Today · 4.125%
HK$43,841
baseline
▲ 0.50% · 4.625%
HK$46,508
+HK$2,667/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,682/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,894
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,125
−HK$1,249/mo
Today · 4.125%
HK$48,374
baseline
▲ 0.50% · 4.625%
HK$50,924
+HK$2,550/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,748/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,041
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,690
−HK$1,677/mo
Today · 4.125%
HK$56,367
baseline
▲ 0.50% · 4.625%
HK$59,796
+HK$3,429/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,734/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,007
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,590
−HK$1,605/mo
Today · 4.125%
HK$62,195
baseline
▲ 0.50% · 4.625%
HK$65,473
+HK$3,278/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,390/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,600 · Scale 2, in force from 26 Feb 2026)