LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,470
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,386
−HK$932/mo
Today · 4.125%
HK$31,318
baseline
▲ 0.50% · 4.625%
HK$33,223
+HK$1,905/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,636/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,785
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,664
−HK$892/mo
Today · 4.125%
HK$34,556
baseline
▲ 0.50% · 4.625%
HK$36,377
+HK$1,821/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,112/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,364
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,464
−HK$1,117/mo
Today · 4.125%
HK$37,581
baseline
▲ 0.50% · 4.625%
HK$39,868
+HK$2,287/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$75,162/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,342
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,397
−HK$1,070/mo
Today · 4.125%
HK$41,467
baseline
▲ 0.50% · 4.625%
HK$43,653
+HK$2,186/mo
Deposit HK$5.17M · loan HK$7.75M · min. income ≈ HK$82,934/mo (50% DSR)
Upfront cash ≈ HK$5.65M (deposit + AVD stamp duty HK$484,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,258
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,541
−HK$1,304/mo
Today · 4.125%
HK$43,845
baseline
▲ 0.50% · 4.625%
HK$46,513
+HK$2,668/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,690/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,899
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$47,130
−HK$1,248/mo
Today · 4.125%
HK$48,378
baseline
▲ 0.50% · 4.625%
HK$50,928
+HK$2,550/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,756/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,045
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,695
−HK$1,677/mo
Today · 4.125%
HK$56,372
baseline
▲ 0.50% · 4.625%
HK$59,802
+HK$3,430/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,744/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,012
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,595
−HK$1,606/mo
Today · 4.125%
HK$62,201
baseline
▲ 0.50% · 4.625%
HK$65,479
+HK$3,278/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,402/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,644 · Scale 2, in force from 26 Feb 2026)