LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,475
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,392
−HK$932/mo
Today · 4.125%
HK$31,324
baseline
▲ 0.50% · 4.625%
HK$33,230
+HK$1,906/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,648/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,791
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,671
−HK$892/mo
Today · 4.125%
HK$34,563
baseline
▲ 0.50% · 4.625%
HK$36,385
+HK$1,822/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,126/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,370
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,471
−HK$1,118/mo
Today · 4.125%
HK$37,589
baseline
▲ 0.50% · 4.625%
HK$39,876
+HK$2,287/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,178/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,349
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,405
−HK$1,070/mo
Today · 4.125%
HK$41,475
baseline
▲ 0.50% · 4.625%
HK$43,661
+HK$2,186/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,950/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,266
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$42,549
−HK$1,304/mo
Today · 4.125%
HK$43,853
baseline
▲ 0.50% · 4.625%
HK$46,522
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,706/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,908
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,139
−HK$1,249/mo
Today · 4.125%
HK$48,388
baseline
▲ 0.50% · 4.625%
HK$50,938
+HK$2,550/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,776/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,056
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,706
−HK$1,677/mo
Today · 4.125%
HK$56,383
baseline
▲ 0.50% · 4.625%
HK$59,814
+HK$3,431/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,766/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,024
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,607
−HK$1,606/mo
Today · 4.125%
HK$62,213
baseline
▲ 0.50% · 4.625%
HK$65,492
+HK$3,279/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,426/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,739 · Scale 2, in force from 26 Feb 2026)