LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,477
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,394
−HK$931/mo
Today · 4.125%
HK$31,325
baseline
▲ 0.50% · 4.625%
HK$33,231
+HK$1,906/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,650/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,793
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,672
−HK$892/mo
Today · 4.125%
HK$34,564
baseline
▲ 0.50% · 4.625%
HK$36,386
+HK$1,822/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,128/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,372
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,473
−HK$1,117/mo
Today · 4.125%
HK$37,590
baseline
▲ 0.50% · 4.625%
HK$39,878
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,180/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,351
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,407
−HK$1,070/mo
Today · 4.125%
HK$41,477
baseline
▲ 0.50% · 4.625%
HK$43,664
+HK$2,187/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,954/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,268
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,551
−HK$1,305/mo
Today · 4.125%
HK$43,856
baseline
▲ 0.50% · 4.625%
HK$46,524
+HK$2,668/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,712/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,910
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,141
−HK$1,249/mo
Today · 4.125%
HK$48,390
baseline
▲ 0.50% · 4.625%
HK$50,941
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,780/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,058
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,709
−HK$1,677/mo
Today · 4.125%
HK$56,386
baseline
▲ 0.50% · 4.625%
HK$59,817
+HK$3,431/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,772/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,027
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,610
−HK$1,606/mo
Today · 4.125%
HK$62,216
baseline
▲ 0.50% · 4.625%
HK$65,496
+HK$3,280/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,432/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,764 · Scale 2, in force from 26 Feb 2026)