LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,477
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,394
−HK$932/mo
Today · 4.125%
HK$31,326
baseline
▲ 0.50% · 4.625%
HK$33,232
+HK$1,906/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,652/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,793
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,673
−HK$892/mo
Today · 4.125%
HK$34,565
baseline
▲ 0.50% · 4.625%
HK$36,387
+HK$1,822/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,130/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,373
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,473
−HK$1,118/mo
Today · 4.125%
HK$37,591
baseline
▲ 0.50% · 4.625%
HK$39,878
+HK$2,287/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,182/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,352
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,407
−HK$1,071/mo
Today · 4.125%
HK$41,478
baseline
▲ 0.50% · 4.625%
HK$43,664
+HK$2,186/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,956/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,268
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,552
−HK$1,304/mo
Today · 4.125%
HK$43,856
baseline
▲ 0.50% · 4.625%
HK$46,524
+HK$2,668/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,712/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,910
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,142
−HK$1,249/mo
Today · 4.125%
HK$48,391
baseline
▲ 0.50% · 4.625%
HK$50,941
+HK$2,550/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,782/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,059
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,709
−HK$1,677/mo
Today · 4.125%
HK$56,386
baseline
▲ 0.50% · 4.625%
HK$59,817
+HK$3,431/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,772/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,027
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,611
−HK$1,606/mo
Today · 4.125%
HK$62,217
baseline
▲ 0.50% · 4.625%
HK$65,496
+HK$3,279/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,434/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,767 · Scale 2, in force from 26 Feb 2026)