LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,478
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,395
−HK$931/mo
Today · 4.125%
HK$31,326
baseline
▲ 0.50% · 4.625%
HK$33,233
+HK$1,907/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,652/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,673
−HK$893/mo
Today · 4.125%
HK$34,566
baseline
▲ 0.50% · 4.625%
HK$36,388
+HK$1,822/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,132/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,373
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,474
−HK$1,118/mo
Today · 4.125%
HK$37,592
baseline
▲ 0.50% · 4.625%
HK$39,879
+HK$2,287/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,184/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,353
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,408
−HK$1,071/mo
Today · 4.125%
HK$41,479
baseline
▲ 0.50% · 4.625%
HK$43,665
+HK$2,186/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,958/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,269
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,553
−HK$1,304/mo
Today · 4.125%
HK$43,857
baseline
▲ 0.50% · 4.625%
HK$46,526
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,714/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,911
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,143
−HK$1,249/mo
Today · 4.125%
HK$48,392
baseline
▲ 0.50% · 4.625%
HK$50,943
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,784/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,060
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,711
−HK$1,677/mo
Today · 4.125%
HK$56,388
baseline
▲ 0.50% · 4.625%
HK$59,819
+HK$3,431/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$112,776/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,029
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,612
−HK$1,606/mo
Today · 4.125%
HK$62,218
baseline
▲ 0.50% · 4.625%
HK$65,498
+HK$3,280/mo
Deposit HK$1.29M · loan HK$11.63M · min. income ≈ HK$124,436/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,780 · Scale 2, in force from 26 Feb 2026)