LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,480
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,397
−HK$932/mo
Today · 4.125%
HK$31,329
baseline
▲ 0.50% · 4.625%
HK$33,235
+HK$1,906/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,658/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,796
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,676
−HK$892/mo
Today · 4.125%
HK$34,568
baseline
▲ 0.50% · 4.625%
HK$36,390
+HK$1,822/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,136/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,376
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,476
−HK$1,118/mo
Today · 4.125%
HK$37,594
baseline
▲ 0.50% · 4.625%
HK$39,882
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,188/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,355
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,411
−HK$1,071/mo
Today · 4.125%
HK$41,482
baseline
▲ 0.50% · 4.625%
HK$43,668
+HK$2,186/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,964/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,272
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,556
−HK$1,304/mo
Today · 4.125%
HK$43,860
baseline
▲ 0.50% · 4.625%
HK$46,529
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,720/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,915
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,146
−HK$1,249/mo
Today · 4.125%
HK$48,395
baseline
▲ 0.50% · 4.625%
HK$50,946
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,790/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,064
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,715
−HK$1,677/mo
Today · 4.125%
HK$56,392
baseline
▲ 0.50% · 4.625%
HK$59,823
+HK$3,431/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,784/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,033
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,616
−HK$1,607/mo
Today · 4.125%
HK$62,223
baseline
▲ 0.50% · 4.625%
HK$65,502
+HK$3,279/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,446/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,815 · Scale 2, in force from 26 Feb 2026)