LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,481
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,398
−HK$932/mo
Today · 4.125%
HK$31,330
baseline
▲ 0.50% · 4.625%
HK$33,236
+HK$1,906/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,660/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,798
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,677
−HK$893/mo
Today · 4.125%
HK$34,570
baseline
▲ 0.50% · 4.625%
HK$36,392
+HK$1,822/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,140/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,378
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,478
−HK$1,118/mo
Today · 4.125%
HK$37,596
baseline
▲ 0.50% · 4.625%
HK$39,884
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,192/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,357
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,413
−HK$1,070/mo
Today · 4.125%
HK$41,483
baseline
▲ 0.50% · 4.625%
HK$43,670
+HK$2,187/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,966/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,274
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,558
−HK$1,304/mo
Today · 4.125%
HK$43,862
baseline
▲ 0.50% · 4.625%
HK$46,531
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,724/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,917
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$47,148
−HK$1,249/mo
Today · 4.125%
HK$48,397
baseline
▲ 0.50% · 4.625%
HK$50,949
+HK$2,552/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,794/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,066
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,717
−HK$1,677/mo
Today · 4.125%
HK$56,394
baseline
▲ 0.50% · 4.625%
HK$59,825
+HK$3,431/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,788/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,036
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,619
−HK$1,606/mo
Today · 4.125%
HK$62,225
baseline
▲ 0.50% · 4.625%
HK$65,505
+HK$3,280/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,450/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,835 · Scale 2, in force from 26 Feb 2026)