LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,482
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,399
−HK$932/mo
Today · 4.125%
HK$31,331
baseline
▲ 0.50% · 4.625%
HK$33,238
+HK$1,907/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,662/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,799
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$892/mo
Today · 4.125%
HK$34,571
baseline
▲ 0.50% · 4.625%
HK$36,393
+HK$1,822/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,142/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,379
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,479
−HK$1,118/mo
Today · 4.125%
HK$37,597
baseline
▲ 0.50% · 4.625%
HK$39,885
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,194/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,359
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,414
−HK$1,071/mo
Today · 4.125%
HK$41,485
baseline
▲ 0.50% · 4.625%
HK$43,672
+HK$2,187/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,970/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,275
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,559
−HK$1,305/mo
Today · 4.125%
HK$43,864
baseline
▲ 0.50% · 4.625%
HK$46,533
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,728/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,918
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,150
−HK$1,249/mo
Today · 4.125%
HK$48,399
baseline
▲ 0.50% · 4.625%
HK$50,950
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,798/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,068
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,719
−HK$1,677/mo
Today · 4.125%
HK$56,396
baseline
▲ 0.50% · 4.625%
HK$59,828
+HK$3,432/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,792/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,038
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,621
−HK$1,607/mo
Today · 4.125%
HK$62,228
baseline
▲ 0.50% · 4.625%
HK$65,508
+HK$3,280/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,456/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,854 · Scale 2, in force from 26 Feb 2026)