LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,483
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,400
−HK$932/mo
Today · 4.125%
HK$31,332
baseline
▲ 0.50% · 4.625%
HK$33,238
+HK$1,906/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$62,664/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,799
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$892/mo
Today · 4.125%
HK$34,571
baseline
▲ 0.50% · 4.625%
HK$36,394
+HK$1,823/mo
Deposit HK$6.46M · loan HK$6.46M · min. income ≈ HK$69,142/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,379
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,480
−HK$1,118/mo
Today · 4.125%
HK$37,598
baseline
▲ 0.50% · 4.625%
HK$39,886
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,196/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,359
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,415
−HK$1,071/mo
Today · 4.125%
HK$41,486
baseline
▲ 0.50% · 4.625%
HK$43,672
+HK$2,186/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,972/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,276
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,560
−HK$1,304/mo
Today · 4.125%
HK$43,864
baseline
▲ 0.50% · 4.625%
HK$46,533
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,728/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,919
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,151
−HK$1,249/mo
Today · 4.125%
HK$48,400
baseline
▲ 0.50% · 4.625%
HK$50,951
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,800/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,069
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,720
−HK$1,677/mo
Today · 4.125%
HK$56,397
baseline
▲ 0.50% · 4.625%
HK$59,829
+HK$3,432/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,794/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,039
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,622
−HK$1,607/mo
Today · 4.125%
HK$62,229
baseline
▲ 0.50% · 4.625%
HK$65,509
+HK$3,280/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,458/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,861 · Scale 2, in force from 26 Feb 2026)