LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,484
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,401
−HK$932/mo
Today · 4.125%
HK$31,333
baseline
▲ 0.50% · 4.625%
HK$33,239
+HK$1,906/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,666/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,801
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,680
−HK$893/mo
Today · 4.125%
HK$34,573
baseline
▲ 0.50% · 4.625%
HK$36,395
+HK$1,822/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,146/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,481
−HK$1,119/mo
Today · 4.125%
HK$37,600
baseline
▲ 0.50% · 4.625%
HK$39,887
+HK$2,287/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,200/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,361
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,416
−HK$1,071/mo
Today · 4.125%
HK$41,487
baseline
▲ 0.50% · 4.625%
HK$43,674
+HK$2,187/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,974/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,278
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,562
−HK$1,304/mo
Today · 4.125%
HK$43,866
baseline
▲ 0.50% · 4.625%
HK$46,535
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,732/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,921
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,153
−HK$1,249/mo
Today · 4.125%
HK$48,402
baseline
▲ 0.50% · 4.625%
HK$50,953
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,804/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,071
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,722
−HK$1,677/mo
Today · 4.125%
HK$56,399
baseline
▲ 0.50% · 4.625%
HK$59,831
+HK$3,432/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,798/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,041
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,625
−HK$1,606/mo
Today · 4.125%
HK$62,231
baseline
▲ 0.50% · 4.625%
HK$65,511
+HK$3,280/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,462/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,880 · Scale 2, in force from 26 Feb 2026)