LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,485
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,402
−HK$931/mo
Today · 4.125%
HK$31,333
baseline
▲ 0.50% · 4.625%
HK$33,240
+HK$1,907/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,666/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,801
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,681
−HK$892/mo
Today · 4.125%
HK$34,573
baseline
▲ 0.50% · 4.625%
HK$36,396
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,146/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,381
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,482
−HK$1,118/mo
Today · 4.125%
HK$37,600
baseline
▲ 0.50% · 4.625%
HK$39,888
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,200/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,361
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,417
−HK$1,071/mo
Today · 4.125%
HK$41,488
baseline
▲ 0.50% · 4.625%
HK$43,675
+HK$2,187/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,976/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,278
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,562
−HK$1,305/mo
Today · 4.125%
HK$43,867
baseline
▲ 0.50% · 4.625%
HK$46,536
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,734/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,922
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,153
−HK$1,250/mo
Today · 4.125%
HK$48,403
baseline
▲ 0.50% · 4.625%
HK$50,954
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,806/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,072
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,723
−HK$1,677/mo
Today · 4.125%
HK$56,400
baseline
▲ 0.50% · 4.625%
HK$59,832
+HK$3,432/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,800/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,042
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,626
−HK$1,606/mo
Today · 4.125%
HK$62,232
baseline
▲ 0.50% · 4.625%
HK$65,512
+HK$3,280/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,464/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,889 · Scale 2, in force from 26 Feb 2026)