LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,486
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,403
−HK$932/mo
Today · 4.125%
HK$31,335
baseline
▲ 0.50% · 4.625%
HK$33,241
+HK$1,906/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,670/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,803
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,682
−HK$893/mo
Today · 4.125%
HK$34,575
baseline
▲ 0.50% · 4.625%
HK$36,397
+HK$1,822/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,150/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,383
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,484
−HK$1,118/mo
Today · 4.125%
HK$37,602
baseline
▲ 0.50% · 4.625%
HK$39,890
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,204/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,363
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,419
−HK$1,071/mo
Today · 4.125%
HK$41,490
baseline
▲ 0.50% · 4.625%
HK$43,677
+HK$2,187/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,980/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,280
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,564
−HK$1,305/mo
Today · 4.125%
HK$43,869
baseline
▲ 0.50% · 4.625%
HK$46,538
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,738/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,924
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,155
−HK$1,250/mo
Today · 4.125%
HK$48,405
baseline
▲ 0.50% · 4.625%
HK$50,956
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,810/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,074
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,725
−HK$1,678/mo
Today · 4.125%
HK$56,403
baseline
▲ 0.50% · 4.625%
HK$59,835
+HK$3,432/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,806/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,045
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,628
−HK$1,607/mo
Today · 4.125%
HK$62,235
baseline
▲ 0.50% · 4.625%
HK$65,515
+HK$3,280/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,470/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,910 · Scale 2, in force from 26 Feb 2026)