LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,487
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,404
−HK$932/mo
Today · 4.125%
HK$31,336
baseline
▲ 0.50% · 4.625%
HK$33,243
+HK$1,907/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,672/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,804
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,684
−HK$892/mo
Today · 4.125%
HK$34,576
baseline
▲ 0.50% · 4.625%
HK$36,399
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,152/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,384
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,485
−HK$1,118/mo
Today · 4.125%
HK$37,603
baseline
▲ 0.50% · 4.625%
HK$39,891
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,206/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,365
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,420
−HK$1,071/mo
Today · 4.125%
HK$41,491
baseline
▲ 0.50% · 4.625%
HK$43,678
+HK$2,187/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,982/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,282
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$42,566
−HK$1,304/mo
Today · 4.125%
HK$43,870
baseline
▲ 0.50% · 4.625%
HK$46,540
+HK$2,670/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,740/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,925
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,157
−HK$1,250/mo
Today · 4.125%
HK$48,407
baseline
▲ 0.50% · 4.625%
HK$50,958
+HK$2,551/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,814/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,076
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,727
−HK$1,678/mo
Today · 4.125%
HK$56,405
baseline
▲ 0.50% · 4.625%
HK$59,837
+HK$3,432/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,810/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,047
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,631
−HK$1,606/mo
Today · 4.125%
HK$62,237
baseline
▲ 0.50% · 4.625%
HK$65,518
+HK$3,281/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,474/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,928 · Scale 2, in force from 26 Feb 2026)