LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,488
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,406
−HK$932/mo
Today · 4.125%
HK$31,338
baseline
▲ 0.50% · 4.625%
HK$33,244
+HK$1,906/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,676/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,805
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,685
−HK$893/mo
Today · 4.125%
HK$34,578
baseline
▲ 0.50% · 4.625%
HK$36,400
+HK$1,822/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,156/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,386
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,487
−HK$1,118/mo
Today · 4.125%
HK$37,605
baseline
▲ 0.50% · 4.625%
HK$39,893
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,210/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,367
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,422
−HK$1,071/mo
Today · 4.125%
HK$41,493
baseline
▲ 0.50% · 4.625%
HK$43,681
+HK$2,188/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,986/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,284
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,568
−HK$1,305/mo
Today · 4.125%
HK$43,873
baseline
▲ 0.50% · 4.625%
HK$46,542
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,746/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,928
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,159
−HK$1,250/mo
Today · 4.125%
HK$48,409
baseline
▲ 0.50% · 4.625%
HK$50,961
+HK$2,552/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,818/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,079
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,730
−HK$1,678/mo
Today · 4.125%
HK$56,408
baseline
▲ 0.50% · 4.625%
HK$59,840
+HK$3,432/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,816/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,050
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,634
−HK$1,606/mo
Today · 4.125%
HK$62,240
baseline
▲ 0.50% · 4.625%
HK$65,521
+HK$3,281/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,480/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,951 · Scale 2, in force from 26 Feb 2026)