LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,490
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,407
−HK$932/mo
Today · 4.125%
HK$31,339
baseline
▲ 0.50% · 4.625%
HK$33,246
+HK$1,907/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,678/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,807
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,687
−HK$893/mo
Today · 4.125%
HK$34,580
baseline
▲ 0.50% · 4.625%
HK$36,402
+HK$1,822/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,160/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$484,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,388
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,488
−HK$1,119/mo
Today · 4.125%
HK$37,607
baseline
▲ 0.50% · 4.625%
HK$39,895
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,214/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,368
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,424
−HK$1,071/mo
Today · 4.125%
HK$41,495
baseline
▲ 0.50% · 4.625%
HK$43,683
+HK$2,188/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,990/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$484,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,286
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,570
−HK$1,305/mo
Today · 4.125%
HK$43,875
baseline
▲ 0.50% · 4.625%
HK$46,544
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,750/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,930
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$47,162
−HK$1,249/mo
Today · 4.125%
HK$48,411
baseline
▲ 0.50% · 4.625%
HK$50,963
+HK$2,552/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,822/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,082
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,733
−HK$1,677/mo
Today · 4.125%
HK$56,410
baseline
▲ 0.50% · 4.625%
HK$59,843
+HK$3,433/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,820/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,053
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,636
−HK$1,607/mo
Today · 4.125%
HK$62,243
baseline
▲ 0.50% · 4.625%
HK$65,524
+HK$3,281/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,486/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$484,975 · Scale 2, in force from 26 Feb 2026)