LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,491
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,409
−HK$932/mo
Today · 4.125%
HK$31,341
baseline
▲ 0.50% · 4.625%
HK$33,248
+HK$1,907/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,682/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,809
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$892/mo
Today · 4.125%
HK$34,581
baseline
▲ 0.50% · 4.625%
HK$36,404
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,162/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,390
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,490
−HK$1,119/mo
Today · 4.125%
HK$37,609
baseline
▲ 0.50% · 4.625%
HK$39,897
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,218/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,371
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,427
−HK$1,071/mo
Today · 4.125%
HK$41,498
baseline
▲ 0.50% · 4.625%
HK$43,685
+HK$2,187/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,996/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,288
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,572
−HK$1,305/mo
Today · 4.125%
HK$43,877
baseline
▲ 0.50% · 4.625%
HK$46,547
+HK$2,670/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,754/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,932
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,164
−HK$1,250/mo
Today · 4.125%
HK$48,414
baseline
▲ 0.50% · 4.625%
HK$50,966
+HK$2,552/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,828/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,084
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,736
−HK$1,677/mo
Today · 4.125%
HK$56,413
baseline
▲ 0.50% · 4.625%
HK$59,846
+HK$3,433/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,826/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,056
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,640
−HK$1,607/mo
Today · 4.125%
HK$62,247
baseline
▲ 0.50% · 4.625%
HK$65,528
+HK$3,281/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,494/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,001 · Scale 2, in force from 26 Feb 2026)