LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,492
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,409
−HK$932/mo
Today · 4.125%
HK$31,341
baseline
▲ 0.50% · 4.625%
HK$33,248
+HK$1,907/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,682/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,809
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,689
−HK$893/mo
Today · 4.125%
HK$34,582
baseline
▲ 0.50% · 4.625%
HK$36,405
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,164/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,390
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,491
−HK$1,118/mo
Today · 4.125%
HK$37,609
baseline
▲ 0.50% · 4.625%
HK$39,898
+HK$2,289/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,218/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,371
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,427
−HK$1,071/mo
Today · 4.125%
HK$41,498
baseline
▲ 0.50% · 4.625%
HK$43,686
+HK$2,188/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$82,996/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,288
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,573
−HK$1,305/mo
Today · 4.125%
HK$43,878
baseline
▲ 0.50% · 4.625%
HK$46,547
+HK$2,669/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,756/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,933
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,165
−HK$1,250/mo
Today · 4.125%
HK$48,415
baseline
▲ 0.50% · 4.625%
HK$50,967
+HK$2,552/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,830/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,085
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,736
−HK$1,678/mo
Today · 4.125%
HK$56,414
baseline
▲ 0.50% · 4.625%
HK$59,847
+HK$3,433/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,828/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,057
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,640
−HK$1,607/mo
Today · 4.125%
HK$62,247
baseline
▲ 0.50% · 4.625%
HK$65,528
+HK$3,281/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,494/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,007 · Scale 2, in force from 26 Feb 2026)