LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,493
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,411
−HK$932/mo
Today · 4.125%
HK$31,343
baseline
▲ 0.50% · 4.625%
HK$33,250
+HK$1,907/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,686/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,811
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,691
−HK$892/mo
Today · 4.125%
HK$34,583
baseline
▲ 0.50% · 4.625%
HK$36,406
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,166/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,392
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,493
−HK$1,118/mo
Today · 4.125%
HK$37,611
baseline
▲ 0.50% · 4.625%
HK$39,900
+HK$2,289/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,222/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,373
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,429
−HK$1,071/mo
Today · 4.125%
HK$41,500
baseline
▲ 0.50% · 4.625%
HK$43,688
+HK$2,188/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$83,000/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,290
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,575
−HK$1,305/mo
Today · 4.125%
HK$43,880
baseline
▲ 0.50% · 4.625%
HK$46,550
+HK$2,670/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$87,760/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,935
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,167
−HK$1,250/mo
Today · 4.125%
HK$48,417
baseline
▲ 0.50% · 4.625%
HK$50,969
+HK$2,552/mo
Deposit HK$3.88M · loan HK$9.05M · min. income ≈ HK$96,834/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,088
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,739
−HK$1,678/mo
Today · 4.125%
HK$56,417
baseline
▲ 0.50% · 4.625%
HK$59,849
+HK$3,432/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,834/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,059
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,643
−HK$1,607/mo
Today · 4.125%
HK$62,250
baseline
▲ 0.50% · 4.625%
HK$65,532
+HK$3,282/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,500/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,030 · Scale 2, in force from 26 Feb 2026)