LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,497
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$932/mo
Today · 4.125%
HK$31,347
baseline
▲ 0.50% · 4.625%
HK$33,255
+HK$1,908/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,694/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,816
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$892/mo
Today · 4.125%
HK$34,588
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$1,824/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,176/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,397
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$1,119/mo
Today · 4.125%
HK$37,617
baseline
▲ 0.50% · 4.625%
HK$39,905
+HK$2,288/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,234/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,379
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,435
−HK$1,071/mo
Today · 4.125%
HK$41,506
baseline
▲ 0.50% · 4.625%
HK$43,694
+HK$2,188/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$83,012/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,296
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,581
−HK$1,305/mo
Today · 4.125%
HK$43,886
baseline
▲ 0.50% · 4.625%
HK$46,556
+HK$2,670/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,772/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,942
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,174
−HK$1,250/mo
Today · 4.125%
HK$48,424
baseline
▲ 0.50% · 4.625%
HK$50,976
+HK$2,552/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,848/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,095
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,747
−HK$1,678/mo
Today · 4.125%
HK$56,425
baseline
▲ 0.50% · 4.625%
HK$59,858
+HK$3,433/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,850/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,068
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,652
−HK$1,607/mo
Today · 4.125%
HK$62,259
baseline
▲ 0.50% · 4.625%
HK$65,541
+HK$3,282/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,518/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,100 · Scale 2, in force from 26 Feb 2026)