LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,498
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,415
−HK$932/mo
Today · 4.125%
HK$31,347
baseline
▲ 0.50% · 4.625%
HK$33,255
+HK$1,908/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,694/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,816
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$893/mo
Today · 4.125%
HK$34,589
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,178/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,397
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,498
−HK$1,119/mo
Today · 4.125%
HK$37,617
baseline
▲ 0.50% · 4.625%
HK$39,906
+HK$2,289/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,234/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,379
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,435
−HK$1,071/mo
Today · 4.125%
HK$41,506
baseline
▲ 0.50% · 4.625%
HK$43,694
+HK$2,188/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$83,012/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,297
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$42,581
−HK$1,305/mo
Today · 4.125%
HK$43,886
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,671/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,772/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,942
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,174
−HK$1,250/mo
Today · 4.125%
HK$48,424
baseline
▲ 0.50% · 4.625%
HK$50,977
+HK$2,553/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,848/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,096
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,747
−HK$1,678/mo
Today · 4.125%
HK$56,425
baseline
▲ 0.50% · 4.625%
HK$59,858
+HK$3,433/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,850/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,068
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,652
−HK$1,608/mo
Today · 4.125%
HK$62,260
baseline
▲ 0.50% · 4.625%
HK$65,541
+HK$3,281/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,520/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,103 · Scale 2, in force from 26 Feb 2026)