LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,498
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,416
−HK$932/mo
Today · 4.125%
HK$31,348
baseline
▲ 0.50% · 4.625%
HK$33,255
+HK$1,907/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,696/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,816
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,696
−HK$893/mo
Today · 4.125%
HK$34,589
baseline
▲ 0.50% · 4.625%
HK$36,413
+HK$1,824/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,178/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,398
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,499
−HK$1,118/mo
Today · 4.125%
HK$37,617
baseline
▲ 0.50% · 4.625%
HK$39,906
+HK$2,289/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,234/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,380
−HK$2,127/mo
▼ 0.25% · 3.875%
HK$40,436
−HK$1,071/mo
Today · 4.125%
HK$41,507
baseline
▲ 0.50% · 4.625%
HK$43,695
+HK$2,188/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$83,014/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,297
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,582
−HK$1,305/mo
Today · 4.125%
HK$43,887
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,670/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,774/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,943
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,175
−HK$1,250/mo
Today · 4.125%
HK$48,425
baseline
▲ 0.50% · 4.625%
HK$50,978
+HK$2,553/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,850/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,097
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,748
−HK$1,678/mo
Today · 4.125%
HK$56,426
baseline
▲ 0.50% · 4.625%
HK$59,860
+HK$3,434/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,852/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,069
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,654
−HK$1,607/mo
Today · 4.125%
HK$62,261
baseline
▲ 0.50% · 4.625%
HK$65,543
+HK$3,282/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,522/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,111 · Scale 2, in force from 26 Feb 2026)