LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,499
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,416
−HK$932/mo
Today · 4.125%
HK$31,348
baseline
▲ 0.50% · 4.625%
HK$33,256
+HK$1,908/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,696/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,817
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,697
−HK$893/mo
Today · 4.125%
HK$34,590
baseline
▲ 0.50% · 4.625%
HK$36,413
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,180/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,398
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,499
−HK$1,119/mo
Today · 4.125%
HK$37,618
baseline
▲ 0.50% · 4.625%
HK$39,907
+HK$2,289/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$75,236/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,380
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,437
−HK$1,071/mo
Today · 4.125%
HK$41,508
baseline
▲ 0.50% · 4.625%
HK$43,696
+HK$2,188/mo
Deposit HK$5.17M · loan HK$7.76M · min. income ≈ HK$83,016/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,298
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,583
−HK$1,305/mo
Today · 4.125%
HK$43,888
baseline
▲ 0.50% · 4.625%
HK$46,558
+HK$2,670/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,776/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,944
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,176
−HK$1,250/mo
Today · 4.125%
HK$48,426
baseline
▲ 0.50% · 4.625%
HK$50,979
+HK$2,553/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,852/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,098
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,749
−HK$1,678/mo
Today · 4.125%
HK$56,427
baseline
▲ 0.50% · 4.625%
HK$59,861
+HK$3,434/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,854/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,071
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,655
−HK$1,607/mo
Today · 4.125%
HK$62,262
baseline
▲ 0.50% · 4.625%
HK$65,544
+HK$3,282/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,524/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,121 · Scale 2, in force from 26 Feb 2026)