LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,502
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,420
−HK$932/mo
Today · 4.125%
HK$31,352
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,908/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,704/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,821
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,701
−HK$893/mo
Today · 4.125%
HK$34,594
baseline
▲ 0.50% · 4.625%
HK$36,417
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,188/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,402
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,504
−HK$1,118/mo
Today · 4.125%
HK$37,622
baseline
▲ 0.50% · 4.625%
HK$39,912
+HK$2,290/mo
Deposit HK$5.18M · loan HK$7.76M · min. income ≈ HK$75,244/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,385
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,441
−HK$1,072/mo
Today · 4.125%
HK$41,513
baseline
▲ 0.50% · 4.625%
HK$43,701
+HK$2,188/mo
Deposit HK$5.18M · loan HK$7.76M · min. income ≈ HK$83,026/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,303
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,587
−HK$1,306/mo
Today · 4.125%
HK$43,893
baseline
▲ 0.50% · 4.625%
HK$46,564
+HK$2,671/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,786/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,949
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$47,181
−HK$1,250/mo
Today · 4.125%
HK$48,431
baseline
▲ 0.50% · 4.625%
HK$50,984
+HK$2,553/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,862/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,103
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,755
−HK$1,679/mo
Today · 4.125%
HK$56,434
baseline
▲ 0.50% · 4.625%
HK$59,867
+HK$3,433/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$112,868/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,077
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,661
−HK$1,608/mo
Today · 4.125%
HK$62,269
baseline
▲ 0.50% · 4.625%
HK$65,551
+HK$3,282/mo
Deposit HK$1.29M · loan HK$11.64M · min. income ≈ HK$124,538/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,175 · Scale 2, in force from 26 Feb 2026)