LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,505
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,422
−HK$933/mo
Today · 4.125%
HK$31,355
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,908/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,710/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,824
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,704
−HK$893/mo
Today · 4.125%
HK$34,597
baseline
▲ 0.50% · 4.625%
HK$36,421
+HK$1,824/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,194/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,406
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,507
−HK$1,119/mo
Today · 4.125%
HK$37,626
baseline
▲ 0.50% · 4.625%
HK$39,915
+HK$2,289/mo
Deposit HK$5.18M · loan HK$7.76M · min. income ≈ HK$75,252/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,388
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,445
−HK$1,071/mo
Today · 4.125%
HK$41,516
baseline
▲ 0.50% · 4.625%
HK$43,705
+HK$2,189/mo
Deposit HK$5.18M · loan HK$7.76M · min. income ≈ HK$83,032/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,307
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$42,591
−HK$1,306/mo
Today · 4.125%
HK$43,897
baseline
▲ 0.50% · 4.625%
HK$46,568
+HK$2,671/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,794/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,953
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,186
−HK$1,250/mo
Today · 4.125%
HK$48,436
baseline
▲ 0.50% · 4.625%
HK$50,989
+HK$2,553/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,872/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,109
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,760
−HK$1,679/mo
Today · 4.125%
HK$56,439
baseline
▲ 0.50% · 4.625%
HK$59,873
+HK$3,434/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,878/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,083
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,667
−HK$1,608/mo
Today · 4.125%
HK$62,275
baseline
▲ 0.50% · 4.625%
HK$65,557
+HK$3,282/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,550/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,221 · Scale 2, in force from 26 Feb 2026)