LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,505
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,423
−HK$932/mo
Today · 4.125%
HK$31,355
baseline
▲ 0.50% · 4.625%
HK$33,263
+HK$1,908/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,710/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,824
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,705
−HK$893/mo
Today · 4.125%
HK$34,598
baseline
▲ 0.50% · 4.625%
HK$36,421
+HK$1,823/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,196/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$485,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,406
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,508
−HK$1,119/mo
Today · 4.125%
HK$37,627
baseline
▲ 0.50% · 4.625%
HK$39,916
+HK$2,289/mo
Deposit HK$5.18M · loan HK$7.76M · min. income ≈ HK$75,254/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,389
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,446
−HK$1,071/mo
Today · 4.125%
HK$41,517
baseline
▲ 0.50% · 4.625%
HK$43,706
+HK$2,189/mo
Deposit HK$5.18M · loan HK$7.76M · min. income ≈ HK$83,034/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,307
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,592
−HK$1,306/mo
Today · 4.125%
HK$43,898
baseline
▲ 0.50% · 4.625%
HK$46,569
+HK$2,671/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,796/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,954
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,186
−HK$1,251/mo
Today · 4.125%
HK$48,437
baseline
▲ 0.50% · 4.625%
HK$50,990
+HK$2,553/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,874/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,109
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,761
−HK$1,679/mo
Today · 4.125%
HK$56,440
baseline
▲ 0.50% · 4.625%
HK$59,874
+HK$3,434/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,880/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,084
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,668
−HK$1,608/mo
Today · 4.125%
HK$62,276
baseline
▲ 0.50% · 4.625%
HK$65,558
+HK$3,282/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,552/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,230 · Scale 2, in force from 26 Feb 2026)