LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,513
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,431
−HK$933/mo
Today · 4.125%
HK$31,364
baseline
▲ 0.50% · 4.625%
HK$33,272
+HK$1,908/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,728/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,833
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,713
−HK$894/mo
Today · 4.125%
HK$34,607
baseline
▲ 0.50% · 4.625%
HK$36,431
+HK$1,824/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,214/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,416
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,517
−HK$1,119/mo
Today · 4.125%
HK$37,636
baseline
▲ 0.50% · 4.625%
HK$39,927
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,272/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,399
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,456
−HK$1,072/mo
Today · 4.125%
HK$41,528
baseline
▲ 0.50% · 4.625%
HK$43,717
+HK$2,189/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,056/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,318
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,603
−HK$1,306/mo
Today · 4.125%
HK$43,909
baseline
▲ 0.50% · 4.625%
HK$46,581
+HK$2,672/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,818/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,966
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,199
−HK$1,250/mo
Today · 4.125%
HK$48,449
baseline
▲ 0.50% · 4.625%
HK$51,003
+HK$2,554/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,898/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,123
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,776
−HK$1,679/mo
Today · 4.125%
HK$56,455
baseline
▲ 0.50% · 4.625%
HK$59,890
+HK$3,435/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,910/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,099
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,684
−HK$1,608/mo
Today · 4.125%
HK$62,292
baseline
▲ 0.50% · 4.625%
HK$65,576
+HK$3,284/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,584/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,357 · Scale 2, in force from 26 Feb 2026)