LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,516
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,434
−HK$932/mo
Today · 4.125%
HK$31,366
baseline
▲ 0.50% · 4.625%
HK$33,275
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,732/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,836
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,716
−HK$894/mo
Today · 4.125%
HK$34,610
baseline
▲ 0.50% · 4.625%
HK$36,434
+HK$1,824/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,220/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,419
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,520
−HK$1,120/mo
Today · 4.125%
HK$37,640
baseline
▲ 0.50% · 4.625%
HK$39,930
+HK$2,290/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,280/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,403
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,460
−HK$1,072/mo
Today · 4.125%
HK$41,532
baseline
▲ 0.50% · 4.625%
HK$43,721
+HK$2,189/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,064/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,322
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,607
−HK$1,306/mo
Today · 4.125%
HK$43,913
baseline
▲ 0.50% · 4.625%
HK$46,585
+HK$2,672/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,826/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,970
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,203
−HK$1,251/mo
Today · 4.125%
HK$48,454
baseline
▲ 0.50% · 4.625%
HK$51,008
+HK$2,554/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,908/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,128
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,781
−HK$1,679/mo
Today · 4.125%
HK$56,460
baseline
▲ 0.50% · 4.625%
HK$59,895
+HK$3,435/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,920/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,104
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,689
−HK$1,609/mo
Today · 4.125%
HK$62,298
baseline
▲ 0.50% · 4.625%
HK$65,581
+HK$3,283/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,596/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,398 · Scale 2, in force from 26 Feb 2026)