LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,520
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,438
−HK$933/mo
Today · 4.125%
HK$31,371
baseline
▲ 0.50% · 4.625%
HK$33,280
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,742/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,840
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,721
−HK$893/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,439
+HK$1,825/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,423
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,525
−HK$1,120/mo
Today · 4.125%
HK$37,645
baseline
▲ 0.50% · 4.625%
HK$39,935
+HK$2,290/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,290/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,408
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,465
−HK$1,072/mo
Today · 4.125%
HK$41,537
baseline
▲ 0.50% · 4.625%
HK$43,727
+HK$2,190/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,074/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,327
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,613
−HK$1,306/mo
Today · 4.125%
HK$43,919
baseline
▲ 0.50% · 4.625%
HK$46,591
+HK$2,672/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,838/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,976
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,209
−HK$1,251/mo
Today · 4.125%
HK$48,460
baseline
▲ 0.50% · 4.625%
HK$51,015
+HK$2,555/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,920/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,135
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,788
−HK$1,679/mo
Today · 4.125%
HK$56,467
baseline
▲ 0.50% · 4.625%
HK$59,903
+HK$3,436/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,934/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,112
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,698
−HK$1,608/mo
Today · 4.125%
HK$62,306
baseline
▲ 0.50% · 4.625%
HK$65,590
+HK$3,284/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,612/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,465 · Scale 2, in force from 26 Feb 2026)