LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,520
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,438
−HK$933/mo
Today · 4.125%
HK$31,371
baseline
▲ 0.50% · 4.625%
HK$33,280
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,742/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,840
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,721
−HK$894/mo
Today · 4.125%
HK$34,615
baseline
▲ 0.50% · 4.625%
HK$36,439
+HK$1,824/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,230/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,424
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,526
−HK$1,119/mo
Today · 4.125%
HK$37,645
baseline
▲ 0.50% · 4.625%
HK$39,936
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,290/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,409
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,465
−HK$1,073/mo
Today · 4.125%
HK$41,538
baseline
▲ 0.50% · 4.625%
HK$43,727
+HK$2,189/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,076/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,328
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,613
−HK$1,306/mo
Today · 4.125%
HK$43,919
baseline
▲ 0.50% · 4.625%
HK$46,592
+HK$2,673/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,838/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,977
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,210
−HK$1,251/mo
Today · 4.125%
HK$48,461
baseline
▲ 0.50% · 4.625%
HK$51,015
+HK$2,554/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,922/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,136
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,788
−HK$1,680/mo
Today · 4.125%
HK$56,468
baseline
▲ 0.50% · 4.625%
HK$59,904
+HK$3,436/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,936/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,113
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,698
−HK$1,608/mo
Today · 4.125%
HK$62,306
baseline
▲ 0.50% · 4.625%
HK$65,591
+HK$3,285/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,612/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,468 · Scale 2, in force from 26 Feb 2026)