LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,520
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,438
−HK$933/mo
Today · 4.125%
HK$31,371
baseline
▲ 0.50% · 4.625%
HK$33,280
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,742/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,841
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,722
−HK$893/mo
Today · 4.125%
HK$34,615
baseline
▲ 0.50% · 4.625%
HK$36,440
+HK$1,825/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,230/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,424
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,526
−HK$1,120/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,936
+HK$2,290/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,409
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,466
−HK$1,072/mo
Today · 4.125%
HK$41,538
baseline
▲ 0.50% · 4.625%
HK$43,728
+HK$2,190/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,076/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,328
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,614
−HK$1,306/mo
Today · 4.125%
HK$43,920
baseline
▲ 0.50% · 4.625%
HK$46,592
+HK$2,672/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,840/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,977
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,210
−HK$1,251/mo
Today · 4.125%
HK$48,461
baseline
▲ 0.50% · 4.625%
HK$51,016
+HK$2,555/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,922/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,136
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,789
−HK$1,680/mo
Today · 4.125%
HK$56,469
baseline
▲ 0.50% · 4.625%
HK$59,904
+HK$3,435/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,938/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,114
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,699
−HK$1,608/mo
Today · 4.125%
HK$62,307
baseline
▲ 0.50% · 4.625%
HK$65,592
+HK$3,285/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,614/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,476 · Scale 2, in force from 26 Feb 2026)