LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,521
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,439
−HK$933/mo
Today · 4.125%
HK$31,372
baseline
▲ 0.50% · 4.625%
HK$33,281
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,744/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,841
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,722
−HK$894/mo
Today · 4.125%
HK$34,616
baseline
▲ 0.50% · 4.625%
HK$36,440
+HK$1,824/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,232/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,425
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$36,527
−HK$1,119/mo
Today · 4.125%
HK$37,646
baseline
▲ 0.50% · 4.625%
HK$39,937
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,292/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,410
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,467
−HK$1,072/mo
Today · 4.125%
HK$41,539
baseline
▲ 0.50% · 4.625%
HK$43,728
+HK$2,189/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,078/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,329
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,614
−HK$1,307/mo
Today · 4.125%
HK$43,921
baseline
▲ 0.50% · 4.625%
HK$46,593
+HK$2,672/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,842/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,978
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,211
−HK$1,251/mo
Today · 4.125%
HK$48,462
baseline
▲ 0.50% · 4.625%
HK$51,017
+HK$2,555/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,924/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,137
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,790
−HK$1,679/mo
Today · 4.125%
HK$56,469
baseline
▲ 0.50% · 4.625%
HK$59,905
+HK$3,436/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,938/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,115
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,700
−HK$1,608/mo
Today · 4.125%
HK$62,308
baseline
▲ 0.50% · 4.625%
HK$65,593
+HK$3,285/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,616/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,483 · Scale 2, in force from 26 Feb 2026)