LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,521
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,439
−HK$933/mo
Today · 4.125%
HK$31,372
baseline
▲ 0.50% · 4.625%
HK$33,281
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,744/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,842
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,723
−HK$893/mo
Today · 4.125%
HK$34,616
baseline
▲ 0.50% · 4.625%
HK$36,441
+HK$1,825/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,232/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,425
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,527
−HK$1,120/mo
Today · 4.125%
HK$37,647
baseline
▲ 0.50% · 4.625%
HK$39,937
+HK$2,290/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,294/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,410
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,467
−HK$1,072/mo
Today · 4.125%
HK$41,539
baseline
▲ 0.50% · 4.625%
HK$43,729
+HK$2,190/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,078/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,329
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,615
−HK$1,306/mo
Today · 4.125%
HK$43,921
baseline
▲ 0.50% · 4.625%
HK$46,594
+HK$2,673/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,842/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,978
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,212
−HK$1,251/mo
Today · 4.125%
HK$48,463
baseline
▲ 0.50% · 4.625%
HK$51,017
+HK$2,554/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,926/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,138
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,791
−HK$1,679/mo
Today · 4.125%
HK$56,470
baseline
▲ 0.50% · 4.625%
HK$59,906
+HK$3,436/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,940/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,115
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,701
−HK$1,608/mo
Today · 4.125%
HK$62,309
baseline
▲ 0.50% · 4.625%
HK$65,593
+HK$3,284/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,618/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,488 · Scale 2, in force from 26 Feb 2026)