LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,522
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,440
−HK$933/mo
Today · 4.125%
HK$31,373
baseline
▲ 0.50% · 4.625%
HK$33,282
+HK$1,909/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$62,746/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,843
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,724
−HK$893/mo
Today · 4.125%
HK$34,617
baseline
▲ 0.50% · 4.625%
HK$36,442
+HK$1,825/mo
Deposit HK$6.47M · loan HK$6.47M · min. income ≈ HK$69,234/mo (50% DSR)
Upfront cash ≈ HK$6.96M (deposit + AVD stamp duty HK$485,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,426
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,528
−HK$1,120/mo
Today · 4.125%
HK$37,648
baseline
▲ 0.50% · 4.625%
HK$39,939
+HK$2,291/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$75,296/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,411
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,468
−HK$1,073/mo
Today · 4.125%
HK$41,541
baseline
▲ 0.50% · 4.625%
HK$43,730
+HK$2,189/mo
Deposit HK$5.18M · loan HK$7.77M · min. income ≈ HK$83,082/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$485,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,331
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,616
−HK$1,306/mo
Today · 4.125%
HK$43,922
baseline
▲ 0.50% · 4.625%
HK$46,595
+HK$2,673/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$87,844/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,980
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,213
−HK$1,251/mo
Today · 4.125%
HK$48,464
baseline
▲ 0.50% · 4.625%
HK$51,019
+HK$2,555/mo
Deposit HK$3.88M · loan HK$9.06M · min. income ≈ HK$96,928/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,139
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,792
−HK$1,680/mo
Today · 4.125%
HK$56,472
baseline
▲ 0.50% · 4.625%
HK$59,908
+HK$3,436/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$112,944/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,117
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,703
−HK$1,608/mo
Today · 4.125%
HK$62,311
baseline
▲ 0.50% · 4.625%
HK$65,595
+HK$3,284/mo
Deposit HK$1.29M · loan HK$11.65M · min. income ≈ HK$124,622/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$485,503 · Scale 2, in force from 26 Feb 2026)